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CVE-2020-36285

23
FAUCET Score

CVE-2020-36285 is a critical vulnerability affecting Union Pay iOS mobile apps up to version 3.3.12, stemming from an improper verification of cryptographic signatures (CWE-347). This flaw allows attackers to bypass payment authentication by crafting a fraudulent authentication code due to a NULL secret key, enabling them to make purchases for free on merchant platforms. With a CVSS score of 7.5 (HIGH), the vulnerability is easily exploitable over the network with low attack complexity, leading to high integrity impact without requiring user interaction. Currently, there is no known active exploitation, public exploit code (Metasploit, Nuclei, ExploitDB), or significant community discussion or media coverage surrounding this CVE.

Impacted Technologies

VendorProductVersion(s)CPE
<= 3.3.12CPE matchmatch criteria
cpe:2.3:a:unionpayintl:union_pay:*:*:*:*:*:iphone_os:*:*

CVSS Data

CVSS version used by this source: 3.1

7.5HIGH

CVSS:3.1/AV:N/AC:L/PR:N/UI:N/S:U/C:N/I:H/A:N

Attack Vector
NETWORK
Attack Complexity
LOW
Privileges Required
NONE
User Interaction
NONE
Scope
UNCHANGED
Confidentiality Impact
NONE
Integrity Impact
HIGH
Availability Impact
NONE
Exploitability Score
3.9
Impact Score
3.6
CvssVersion
3.1

Exploit Intelligence

EPSS Score
0.90%
Probability of exploitation in next 30 days
EPSS Percentile
56.1%
Percentile rank of EPSS score among Peer Group
As of 2026-07-27
Model: v2026.06.15
This CVE's current EPSS score of 0.0090 is in the 31st percentile among its peer group of 51,485 CVEs.

Social Chatter

The average CVE in this peer group has 0.0 Twitter, 0.0 Reddit, 0.1 Bluesky, 0.1 Mastodon, and 0.4 GitHub mentions.

Media Mentions

No media coverage found for this CVE.

The average CVE in this peer group has 0.1 InfoSec Media, 0.0 Vendor Blog, and 0.0 Security Researcher mentions.

Remediation

Remediation records are not available for this CVE.

References

mobitec.ie.cuhk.edu.hk / cve_2020
Permissions Required
dropbox.com / s/6smwnbrp0kgsgrc/poc_code.py
Third Party Advisory
dropbox.com / s/czbkdr73tclq2nr/UnionPay_Vulnerability_Report.txt
Third Party Advisory